The Jammu and Kashmir government is launching a weather-based crop insurance scheme to protect apple and saffron growers from natural disasters. The initiative includes a cost-sharing premium model between the central government, the union territory, and the farmers. To further reduce climate risk, the government is offering a 50 percent subsidy for anti-hail nets and providing financial assistance for transitioning traditional orchards to high-density farming. These measures aim to stabilize agricultural yields against increasingly volatile weather patterns.
